Buying a used truck? FinCV gives you a fair loan at competitive rates — without the hassle of banks or the high interest of moneylenders. Our team comes to you.
Banks say no because you don't have a salary slip. Moneylenders say yes but charge you too much. FinCV was built specifically for people like you.
We charge significantly less than local moneylenders. Transparent interest, no hidden charges, no surprises at the end.
We use a digital system to review your file quickly. No waiting weeks. Our team works fast so you don't miss out on a good vehicle.
No salary slip needed. We understand how transport income works — routes, loads, and cash flow. We only ask for what's essential.
Our field officers are in your area. They help you with paperwork, answer questions, and walk you through every step of the process.
We specialise in used commercial vehicles. We understand the fair value of your vehicle, so you get a loan that makes sense for your truck.
Choose a repayment schedule that fits your income cycle. Loan tenures up to 48 months, with easy monthly EMIs.
A future where every hardworking fleet operator has fair access to the credit they deserve.
To make used commercial vehicle financing simple, transparent, and accessible for small fleet operators across South India — with credit decisions grounded in how your business actually works, not just paperwork.
One focused product, designed to get you on the road. Whether you're buying your first truck or adding to your fleet, FinCV is with you.
| Charge | Amount |
|---|---|
| Interest Rate (IRR) | 18% – 27% p.a. |
| Processing Fee | 2% of loan amount |
| Documentation Charges | ₹1,000 incl. GST |
| Penal Interest (late payment) | 3% per month (compounded monthly) |
| Prepayment / Foreclosure — before 6 months | 6% of principal outstanding + GST |
| Prepayment / Foreclosure — after 6 months | 4% of principal outstanding + GST |
| Cheque Bounce Charges | ₹500 + GST |
| Roadside Assistance | ₹1,000 + GST |
| Repossession Charges | Actual charges incurred |
All charges are subject to applicable GST. A personalised Key Fact Statement (KFS) will be shared with you before loan execution.
We've made the process as simple as possible. Our team handles the complexity — you just focus on your vehicle.
Call us, walk into a branch, or fill the form on this page. Tell us about the vehicle you want to buy.
Our field officer meets you, checks the vehicle, and collects a few basic documents. No office visits needed.
We review your file and give you a clear loan offer — amount, rate, and EMI. No surprises.
Once you accept the offer, the loan amount is released. Drive home your truck.
We serve borrowers that banks typically say no to. If you're in the transport business, we want to help.
Have a question? We've answered the most common ones below.
Call us or visit a branch near you. Our team will be happy to help with your loan enquiry.
